Terms and Conditions

​

Effective Date: January 1st, 2025.

These Terms and Conditions ("Terms") govern your use of the website operated by Universal Exports Finance LTD ("we", "our", or "us"). By accessing or using this website, you agree to be bound by these Terms. If you do not agree to these Terms, you must not use our website.

 

1. Definitions

In these Terms:

• “Website” means this website, including any subdomains unless stated otherwise.

• “User” or “you” means any individual or entity who accesses or uses this website and is not employed by us or contracted to provide services while acting in that capacity.

You must be at least 18 years old to use this website. By using the site, you represent and warrant that you meet this age requirement.

 

2. Use of This Website

You may use this website for lawful purposes and in accordance with these Terms. You agree not to:

• Use the website in any way that causes or may cause damage, interruption, or impairment to the website or its availability.

• Upload, transmit or distribute viruses or other malicious code.

• Infringe upon our intellectual property or the rights of others.

• Use the website for any fraudulent, unlawful, or harmful activity.

We reserve the right to restrict or terminate your access to the website at any time without notice if we reasonably believe you have breached these Terms.

 

3. Intellectual Property

All content on this website (including but not limited to text, graphics, logos, icons, software, layout, and design) is the property of Universal Exports Finance LTD or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may:

• View and download pages for your personal, non-commercial use only.

You may not:

• Reproduce, distribute, modify, create derivative works from, or commercially exploit any part of this website without our express written consent.

Nothing on this website grants you any rights to use any trademark, logo, or service mark displayed here without the owner's written permission.

 

4. Prohibited Use

You agree not to use the website:

• In a way that violates any applicable law or regulation.

• To transmit or store unlawful, harmful, or offensive material.

• To make unauthorised copies of copyrighted materials.

• To harm, intimidate, or harass any individual or organisation.

 

5. Privacy & Cookies

Your use of this website is subject to our Privacy Policy and Cookies Policy, which are incorporated into these Terms by reference. Please review them carefully.

 

6. Disclaimer

This website is provided on an “as is” and “as available” basis. We make no warranties or guarantees, express or implied, regarding the website or its content, including:

• That the website will be uninterrupted or error-free.

• That defects will be corrected.

• That the website or the server is free of viruses or harmful components.

We do not warrant the accuracy, completeness, or suitability of any information on this website for any particular purpose. The content is provided for general information only and should not be construed as financial, legal, or investment advice.

 

7. Limitation of Liability

Nothing in these Terms limits or excludes our liability for:

• Death or personal injury caused by our negligence.

• Fraud or fraudulent misrepresentation.

• Any other liability that cannot be excluded under applicable law.

To the fullest extent permitted by law, we disclaim all liability for:

• Loss of profits, revenue, business, or data.

• Business interruption or loss of opportunity.

• Any indirect, consequential, or special damages.

• Loss or corruption of data or software.

We accept no responsibility for events outside our reasonable control.

 

8. Website Availability and Changes

We aim to maintain uninterrupted access to the website but do not guarantee its availability at all times. We may suspend, withdraw, or restrict the availability of all or part of the website for business or operational reasons.

We reserve the right to modify or discontinue any part of the website, its content, or services at any time without notice.

 

9. External Links

This website may include links to third-party websites. These links are provided for your convenience only. We have no control over and are not responsible for the content, privacy practices, or operation of third-party websites.

Use of such sites is at your own risk and subject to their own terms.

 

10. Changes to These Terms

We may update these Terms at any time. Updates will be posted on this page with the effective date. By continuing to use the website after changes are made, you accept the revised Terms.

We encourage you to review these Terms periodically.

 

11. Transfer of Rights

You may not transfer your rights or obligations under these Terms to any other person. We may transfer our rights and obligations provided we reasonably believe your rights will not be adversely affected.

 

12. Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Universal Exports Finance LTD relating to your use of the website and supersede all prior agreements and understandings.

 

13. No Waiver

Any failure or delay by us in exercising any right under these Terms does not constitute a waiver of that right or any other rights.

 

14. Severability

If any provision of these Terms is found by a court or competent authority to be invalid or unenforceable, that provision will be deemed deleted, and the remaining provisions will remain in full force and effect.

 

15. Third-Party Rights

Nothing in these Terms confers any rights on any person or party other than you and Universal Exports Finance LTD under the Contracts (Rights of Third Parties) Act 1999.

 

16. Governing Law and Jurisdiction

These Terms are governed by and interpreted according to the laws of England and Wales. Any dispute arising from these Terms shall be subject to the exclusive jurisdiction of the English and Welsh courts.

 

17. Contact Information

For any questions regarding these Terms and Conditions, please contact us at:

 

Universal Exports Finance LTD
71-75 Shelton Street,

Covent Garden,

London, United Kingdom,

WC2H 9JQ.

Email: contact@uexfin.com